Aligning with deposit insurance (DI) policy’s goal of protecting the majority of depositors, especially those with limited access to information, Vinh Thanh People’s Credit Fund (PCF) (in Vinh Thanh district, Can Tho city) has launched a product called "Start-up savings" with the commitment to returning to depositors their deposited money in full including the principal and interest in case the PCF encounters operational risks which may lead to insolvency or dissolution.

Deposit insurance (DI) is a tool for protecting depositors and the safety of the whole banking system. Therefore, insured institutions, depositors and the whole economy enjoy benefits fairly and equally from this policy. However, for such small-sized credit institutions (CIs) as People’s Credit Funds (PCFs), deposit insurance policy is a fulcrum for these institutions to work in sound, safe and effective ways.